GET A HARD MONEY LOAN
DIRECT FROM BRAD!
GREATER PHOENIX ARIZONA AREA
& SURROUNDING COMMUNITIES
- Owner Occupied (you intend to live in the home)
- Investor Fix and Flip Loans
- Transactional Funding
- Loans Including Renovation Costs
- Investor Longer Term Hold Loans
- Loan Amounts $25,000 to $250,000 (up to $500K on multi- family complex)
- 6 Month to 8 Year Terms
Foreclosure? Short Sale? “discharged” Bankruptcy? …. OK !
ITIN# OK! NO “established credit” …. OK !
Requirements for INVESTORS:
- 30% cash DOWN PAYMENT or more (Up to 70% LTV or ARV)
- Bank statement showing down payment funds and other available working capital. Copy of IRA or 401(k) statements if applicable.
- Copy of lease(s) if applicable
- Copy of Purchase Contract
- Valid ID
- Appraisal and title report (ordered by eMortgage Inc.)
- 3 to 5 day funding
Requirements for OWNER OCCUPIED (you intend to live in the home):
- 30% cash DOWN PAYMENT, possible 20% cash down with EXCEPTIONS or ALTERNATIVE
- Bank statement showing down payment funds. Copy of IRA or 401(k) statements if applicable.
- Proof of income: 60 days of paystubs, last two years federal tax returns and W-2’s or 1099’s, or if self employed, 12 months of bank statements , if paid in cash a letter from employer or 12 months bank statements
- Copy of Purchase Contract
- Valid ID
- Appraisal and title report (ordered by eMortgage Inc.)
- Loans can usually be funded 7 to12 days from application
Most loans have NO PREPAYMENT PENALTY!
Call 480.948.0880 or fill out our 5 minute, simple ONLINE LOAN APPLICATION.